Senior Credit Monitoring and Support Analyst

June 25, 2024

Senior Credit Monitoring and Support Analyst

Reference12348585

  • Permanent
  • HK-Hong Kong
  • RISK
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As the leading European Union bank, and one of the world’s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management, asset management and insurance. 
We passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued and encourage applicants of all backgrounds, including diversity of origin, age, gender, sexual orientation, gender identity, religion applicants who may be living with a disability. We have a number of internal employee networks in place to empower our staff to act and challenge the status quo.
•BNP Paribas PRIDE is highly active in favour of the LGBTQIA+ community
•BNP Paribas MixCity which fosters better representation of women at all levels of the organization
•Ability, the mutual aid network for employees with a disability or a disabling or chronic illness
•BNP Paribas CulturAll which celebrates diverse backgrounds
BNP is committed to financing a carbon-neutral economy by 2050. The Group is a founding member of the Net-Zero Banking Alliance and has set up its own Low Carbon Transition Group to support its clients through their energy transitions.
https://careers.apac.bnpparibas/
Award Obtained
BNPP has won Top employer Europe award in a 10th consecutive year
Position Purpose
-Prepare and consolidate the daily and monthly risk monitoring reports on Hong Kong, Singapore and On-Shore accounts to Risk-WM and WM Management.
-Ensure accounts operate within the guidelines or pre-approved exceptions and follow up with the Front office for action plans for new exceptions.
-Review the lending ratio on new securities and co-ordinate with Risk-WM for FR requests/ confirmations.
-Compile statistic reports for reporting or audit purpose
-Check client’s positions to determine eligibility for new placements and IPOs.
-Contribute to the implementation of operational permanent control policies and procedures in day-to-day business activities, such as Control Plan
-Comply with regulatory requirements and internal guideline
-Contribute to the reporting of all incidents according to the Incident Management System
-Update monitoring templates to cater for systems upgrades.
-Daily update of Selected Key client positions based on combination of WM and CIB monitoring systems.
-Take up ad hoc projects related to credit monitoring  
Key Responsibilities
-Undertake regular monitoring of all commitment clients under Wealth Management Hong Kong including:
 1.Timely identification and reporting of under-margined clients.
 2.Detection of limit excess and unauthorized trades.
 3.Compliance with approval conditions and lending ratios.
-Daily monitoring of sensitive clients (large exposures, active trading in FX and Equity derivative transactions).  Positions are on one-day delay basis but some clients placed on real time depending on the weaknesses identified.
-Authorization of loan roll-overs and new drawdowns on a daily basis.
-Checking and release of security assets and funds.
-Providing ad-hoc positions of commitment clients at Relationship Managers’ requests.
-Daily assessment of Pending Settlement Report to ensure clients maintains sufficient liquidity or credit facilities to meet their commitment on settlement date.  Contacting the Relationship Managers requesting evidence of management approval for breach in procedures.
-Daily assessment of all transactions without authorized limits.
Control Aspect
– Direct contribution to BNPP operational permanent control framework. 
– Contribute to the implementation of operational permanent control policies and procedures in day-to-day business activities, such as Control Plan
– Comply with regulatory requirements and internal guidelines
– Contribute to the reporting of all incidents according to the Incident Management System
Qualifications – Internal
Competencies (Technical / Behavioural)
Essential Technical Knowledge/Skills :
-Good computer skills – Word, Excel, Power Point, Macros
-Good knowledge of banking and credit 
-Good analytical skills
-Good command of spoken and written English, Cantonese and Mandarin
Qualifications and Experience :
-University Graduate
-At least 8-10 years of credit / risk analyst experience
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